Open Enrollment

Open Enrollment 2023: November 1-30, 2022

Your health plan elections will be effective January 1, 2023.

What is Open Enrollment?

Open Enrollment is the time of year for you to review your health care needs and consider whether you have selected the right health care coverage for yourself and family (if applicable).

During Open Enrollment you can:

  • Enroll in or drop a County-Sponsored Health Plan
  • Change Your Health Plan Option
  • Add or Drop Dependents
  • Make 2023 FSA Elections (re-enrollment required every year)

Passive Enrollment

This year’s health plan open enrollment will be a passive enrollment which means no action is required if you do not want to make any changes to your current health plan elections. Your current coverage will continue for Plan Year 2023. However, flexible spending accounts must be elected each year.

Get Started

Review the plan information below then visit myLoudoun (Oracle) to make your elections. 

  1. 2023 Health Plan Rates & Comparison
  2. Cigna High Deductible Health Plans
  3. 2023 Flexible Spending Accounts
  4. Long Term Disability Buy-Up

2023 Health Plan Rates

Compare Health Plans

Enter the following codes if you work:

  • 30+ hours per week:  EMNHEN2Z
  • 20-29 hours per week: NELMCG3T

Dental and Vision Plans

Price Covered Prescriptions

Price a covered prescription through Express Scripts or call their customer service at 800-887-6197 for enrollment questions. 

Cigna Dedicated Open Enrollment Help Line 

Call a Cigna One Guide representative during open enrollment to get personalized, useful guidance at 888-806-5042

Open Enrollment Meetings

Thursday, November 10 
Virtual Meeting
12 p.m. – 1 p.m. Open Enrollment Meeting 
1 p.m. – 2 p.m. Benefits Vendors Meet and Greet

In-person Open Enrollment Assistance

Speak with a Benefits Specialist at the Government Center. 

  • November 10 from 10:00 a.m. - 12:00 p.m., Potomac Room
  • November 30 from 10:00 a.m. - 2:00 p.m., Dulles Room

CIGNA Care Advocate

Loudoun County and CIGNA offer a Care Advocate who will meet with you virtually to assist with your medical  benefits questions, explain medical claim processing and can provide other services and resources available through the Cigna medical plan. 

Schedule an appointment with Cigna’s Care Advocate on Mondays in November between 10 a.m. and 2 p.m. by sending an email.



Call the Benefits Help Line at 703-777-0517 or email us